The early burst of warm weather brought sunny skies and Spring skiing and riding conditions to Stratton, but it also meant great things for golfers as well. Thanks to Mother Nature s glow, Stratton s 27-hole championship golf course opened on Monday morning, five days earlier than expected, a rare feat for an elevated mountain course. Stratton has had a long tradition as a hotbed for summer golf. Designed by Geoffrey Cornish, the resort was a six-time stop on the LPGA Tour. Three different layouts (Mountain, Lake and Forest) will challenge golfers of all abilities, with picturesque views of Southern Vermont s highest peak. The fifth hole of the Mountain course is the longest Par 5 in Vermont at 621 yards from the blue tees. Stratton is one of only two public access courses in the state with more than 18 holes. Cedar Knoll in Hinesburg also has 27 holes.Opening day golfer Mike Ciotti takes aim on the Lake Course at Stratton Mountain Resort (Photo: Stratton Mountain Resort)Source: Stratton. 5.17.2010
By Dialogo October 16, 2009 Some 1.9 million people in Haiti — more than one in four Haitians — are undernourished, according to a new report by the country’s National Food Security Coordination Unit (CNSA). Haiti’s Minister for Women’s Affairs Marie-Laurence Lassegue said rural women are among worst affected and tend to suffer disproportionately. “Rural women are among the first victims of crisis and are the worst hit,” she said on Thursday, when United Nations marks Rural Women’s Day. CNSA Director Pierre-Gary Mathieu noted that the situation has improved somewhat in the country since 2008, when three million Haitians were without food in the wake of four devastating hurricanes. He attributed the improvements to a good spring harvest and “the combined efforts of the government and non-governmental organizations, which have distributed plenty of food to disaster zones and invested in agriculture.” Nevertheless, Mathieu warned that the number of Haitians going hungry could quickly shoot back up to 2008 levels if crisis struck again. “The risk of new storms, unavailability of food products, difficulties accessing production zones and the quality of the available food products, along with high rates of poverty, are among the factors that could produce a new crisis,” he said. Children under the age of five, women, and HIV/AIDS patients are among the most vulnerable, said Mathieu, whose organization published the report a day ahead of the Food and Agriculture Organization’s World Food Day. The group recommends continued support for school cafeterias and an increase in environmental protection projects, which could provide jobs in a country suffering from nearly 60 percent unemployment. The World Food Program (WFP) and its partners have prepositioned more than 8,000 tonnes of food ready to be distributed in 13 regions in Haiti, which is among 16 countries identified by the WFP as particularly vulnerable to food insecurity.
No time? No money? For many small credit union CEO’s, this is their tagline for their daily workload. Yet it doesn’t excuse them from the necessity of having to deal with IT examiners. The NCUA recommends third party risk assessments for credit union IT networks and systems, which often includes penetration and vulnerability scans. But third parties don’t operate on good will alone, and money must be spent to perform such IT assessments. So when a small Credit Union, who has no room in their budget for a third party assessment, wants (or needs) to assess their IT risks, what options are available?About a year ago we reported that credit union examiners are now asking smaller credit unions to perform self assessments (Read our article: Credit Union Examiners are Now Requiring You Do What to Yourselves?) While acknowledging these are not a replacement for the third party assessments that they often times require of larger credit unions, they can be valuable substitutes to smaller CU’s without the deeper pockets of their larger counterparts.It is difficult for anyone to truly and honestly audit themselves. An audit, by definition, is “an official inspection of an individual’s or organization’s accounts, typically by an independent body.” But when faced with a looming IT examination, having one’s “books in order” can go a long way for a smaller CU to start off on the right foot with the examiner. continue reading » 15SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The CFPB, Federal Trade Commission and 48 states, the District of Columbia and Puerto Rico yesterday announced a $700 million settlement with Equifax related to its 2017 data breach that affected more than 147 million U.S. consumers. This incident in particular brought renewed focus to NAFCU’s longstanding call for a national data security standard.The settlement – if approved by the federal court in the Northern District of Georgia – would provide up to $425 million in relief to consumers, as well as a $100 million civil money penalty and other relief. Affected consumers would also be eligible to receive at least 10 years of free credit-monitoring and at least seven years of free identity-restoration services.“Today’s announcement is not the end of our efforts to make sure consumers’ sensitive personal information is safe and secure,” said CFPB Director Kathleen Kraninger. “The incident at Equifax underscores the evolving cyber security threats confronting both private and government computer systems and actions they must take to shield the personal information of consumers. Too much is at stake for the financial security of the American people to make these protections anything less than a top priority.” continue reading »
As more and more credit unions start offering (or think about offering) new services to their members, it is vital to understand the obligations and risks involved with those services. One common service being added or expanded is person-to-person (P2P) transfers. This service allows members to send or receive money from other individuals and allows credit unions to compete with popular app-based services that also provide P2P transfer services.Many P2P services are provided via online banking or a mobile app and use the ACH network to process the transfers. In that case, a credit union is providing ACH origination services to its members and has two options for doing so: ACH debit or ACH credit transfers. Today’s post covers some of the basic compliance differences between the two options.ACH Debit TransfersAn ACH debit transfer works like this: Harry owes Sally $50. Sally logs on to her online banking platform at The NYC Credit Union and initiates a P2P transfer for $50 from Harry’s account. Harry’s account at Manhattan FCU is debited $50 and the funds are credited to Sally’s account. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »
After the CDC completes more analysis of the study data in 2009, the company may seek FDA clearance to further shorten the vaccine course, if the strategy is supported by the data, Emergent said in its press release. The FDA’s approval is based on early findings from a large multicenter trial that was initiated by the US Centers for Disease Control and Prevention (CDC) in 2002, according to the statement from Emergent. The goal of the study is to evaluate if as few as three doses of the vaccine administered over 6 months with booster doses up to 3 years apart will offer sufficient protection. The vaccine is required for US military members who are deployed to the Middle East, but some have objected to the vaccine because of side effects. Emergent BioSolutions, maker of BioThrax, said in a Dec 19 press release that the FDA’s approval of the company’s supplemental biologics license application for its anthrax vaccine adsorbed (AVA) allows a new schedule for the vaccine: five intramuscular (IM) doses compared with the previous regimen of six subcutaneous doses. Dec 22, 2008 (CIDRAP News) – The US Food and Drug Administration (FDA) recently approved a new version of BioThrax—the nation’s only licensed anthrax vaccine—that requires fewer doses and changes the injection route. See also: Daniel Abdun-Nabi, Emergent’s chief operating officer and president, said in the statement that the FDA’s approval is an important milestone in the company’s mission to advance the usefulness of BioThrax. “We are pleased that the US government shares our commitment to enhancing this critical countermeasure. The CDC is to be applauded for their hard work and diligence throughout this important effort,” he said. Oct 6 CIDRAP News story “Trial offers hope for shortening anthrax-shot series” Dec 19 Emergent BioSolutions press release According to the new schedule, the vaccine is administered at 0, 1, 6, 12, and 18 months. The previous course involved the same schedule, plus a dose at 2 weeks. The company recommends annual booster doses with the new dosing, the same as for the previous schedule. The report said the subcutaneous injection route might make the vaccine more tolerable and that reducing the number of doses in the AVA schedule could help conserve the vaccine supply. Since 1998, federal officials have ordered 32 million doses of BioThrax, and nearly 7.9 million doses have been administered to more than 2 million military members, the company said. In October, researchers published their interim findings on the new BioThrax schedule in the Journal of the American Medical Association. Investigators reported that the subjects who received three or four IM, doses over 6 months had similar antibody responses to those who received four subcutaneous doses over 6 months. The volunteers who received four IM doses had fewer injection-site reactions than those who received four subcutaneous doses.
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Less than half of pension fund trustees say that moving scheme assets to a commercial consolidator would “significantly improve” the defined benefit (DB) pension landscape in the UK, a survey has claimed.According to Willis Towers Watson (WTW), the consultancy group, just 43% of the 93 UK pension fund trustees canvassed said they backed the efficacy of commercial consolidators.Only 26% of respondents said they would feel “comfortable” about transferring their assets to a superfund.“Many trustees are expecting to be asked by their scheme sponsor to sign off on moving the scheme into a consolidation vehicle, but our research shows that very few would feel comfortable weighing the potential benefits and disadvantages at this stage,” said Gareth Strange, senior director at Willis Towers Watson. “It’s a difficult decision that trustees aren’t used to making.”Superfunds are relatively new to the UK pension fund industry. Earlier this year, the Pension SuperFund – led by CEO Alan Rubenstein, the former chief executive of the Pension Protection Fund (PPF) – launched with the aim of attracting £500bn (€570bn) of pension assets.However, questions remain over the future legislative and regulatory framework for the new vehicles.Earlier this month, the PPF warned in a submission to the UK’s influential parliamentary Work and Pensions Committee of the “significant risks posed by ‘superfund’ consolidators”.The PPF said: “Essentially, if the superfund model gains traction and superfunds achieve sufficient scale, they could pose a systemic risk to PPF levy payers who would essentially be underwriting their investment strategy.”Yet for others, the economies of scale offered opportunities to both cut costs and apply pressure to reduce fund management fees. Earlier this month, WTW launched a defined benefit (DB) scheme management service that it said could provide pension funds with a pathway to joining a consolidator.However, Strange warned that the process was not always straightforward.“The sweet spot for these consolidators is likely to be schemes that are already reasonably well funded and where the employer could inject some extra cash quickly, but in order for trustees to sign off on it, they would have to be confident that the consolidator’s long-term viability is stronger than that of their own scheme sponsor,” he said.“This could result in quite limited take up for superfund consolidation vehicles.”
Stuff co.nz 14 February 2016Family First Comment: More justification for concerns about the HPV Vaccine. “Finally she was diagnosed with an autonomic nervous disorder… Research on the internet led her to other girls around the world displaying the same or similar symptoms. They all had one thing in common – Gardasil. Whether the vaccine triggered the problems or caused them is not proven.”“Isn’t it crazy that life can be one thing – and in an instant it can be changed forever,” a Timaru teenager blogged at the end of last year.Since then she has come to the conclusion that it was no coincidence she fell acutely ill after getting the HPV vaccine.Olivia, 16, cannot prove her belief is correct, despite going through 14 months of hell.A week after being vaccinated in July 2014 she become allergic to various foods. Then fatigue and breathing difficulties set in.Over the Christmas holidays she struggled to walk up stairs.“Following this I got shingles, had poor vision and was dizzy every time I sat up. So basically, I spent those summer holidays in bed.”Back at school in February, Olivia had a breathing episode and her legs failed to hold her weight. She was taken to Timaru Hospital but no diagnosis was forthcoming.“Not being diagnosed was the worst part. At this stage I thought I may never walk again.”For the next eight months she was in a wheelchair, as her legs were constantly tingling and all purple and blotchy-looking.Then her heart was affected and she kept blacking out, leading to a cardiologist sending her to Auckland’s Starship Hospital.Finally she was diagnosed with an autonomic nervous disorder. After a week of treatment she spent two months at the Wilson Rehabilitation Centre, also in Auckland.Research on the internet led her to other girls around the world displaying the same or similar symptoms. They all had one thing in common – Gardasil.Whether the vaccine triggered the problems or caused them is not proven.READ MORE: http://www.stuff.co.nz/timaru-herald/news/73963166/Olivias-long-road-back-to-health
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